Protect Your Future with Key Esquire – New Jersey Living Trust Attorney
Planning for the future isn’t just about wealth – it’s about protecting the people and things that matter most. At Key Esquire, we help you create living trusts that ensure your assets are distributed according to your wishes, sparing your family unnecessary stress and legal complications.
Call (732) 292-5662 to schedule a consultation and start protecting your assets today.
What Is a Revocable Living Trust?
A living trust is one of the most effective tools for managing and distributing your assets. Unlike a will, which only takes effect after your passing, a living trust allows you to manage your estate during your lifetime. Upon your incapacity or death, a trusted individual (successor trustee) steps in immediately to manage or distribute your assets according to your instructions—no court involvement required.
Why Consider a Living Trust?
Avoid Probate – Probate can be costly and time-consuming. A trust helps your heirs avoid this process entirely.
Maintain Control – Manage your assets while you’re alive and make changes to the trust as your circumstances evolve.
Ensure Privacy – Unlike wills, trusts are not public records. Your estate remains private and protected.
Prevent Family Disputes – Clear terms in the trust minimize confusion and conflict among beneficiaries.
Protect Incapacity – A successor trustee can manage your estate if you become unable to do so.
What Assets Can Be Placed in a Trust?
A living trust can include a wide range of assets, ensuring everything you’ve worked for is protected and distributed smoothly:
Primary Residence
Investment Properties
Bank Accounts
Retirement Accounts (in some cases)
Stocks and Bonds
Insurance Policies
Business Ownership Interests
Family Heirlooms and Personal Property
How Does a Living Trust Work?
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Creation – We work with you to design a trust tailored to your needs.
Funding the Trust – Assets are transferred into the trust to ensure they’re protected.
Management – While alive, you continue managing the trust as the primary trustee.
Succession – Upon your incapacity or passing, a successor trustee takes over to manage or distribute assets.
Distribution – Assets are distributed to beneficiaries according to the terms you establish—avoiding probate entirely.
How Are Assets Distributed to Beneficiaries?
Your assets can be distributed in a variety of ways, depending on your preferences and the needs of your beneficiaries:
Outright Distributions
Beneficiaries receive assets immediately, without restrictions.
Staggered Distributions
Assets are distributed over time, such as at specific ages or milestones.
Discretionary Distributions
The trustee determines when beneficiaries receive distributions.
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Choosing a Successor Trustee
The person (or entity) you select as your successor trustee plays a crucial role in ensuring the smooth management of your trust. This individual will manage, invest, and distribute assets according to the terms you establish.
Successor trustees can be:
Family Members
Trusted Friends}
Corporate Trustees (Banks or Financial Institutions)
Who Needs a Living Trust?
A living trust is a valuable tool for anyone who wants to:
Avoid probate and reduce legal costs for their family.
Protect their privacy and keep their estate out of public records.
Ensure beneficiaries receive assets in a structured and responsible manner.
Manage property in multiple states without complex probate processes.
Provide for minor children, special needs beneficiaries, or blended families.
Need some advice? Call Us 732-292-5662
Trusted by Homeowners, Business
Owners & Families.
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Lynn McShane
"Ruma Mazumdar, Esq. and her staff were completely professional and solved numerous issues that arose during the sale of property. I think another lawyer would have either given up or charged much more for all the additional work that had to be put forth. I highly recommend her for any legal services."
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Ulla Golden
"Best attorney you could ask for. She was always on top of things and moving transactions along. Great attention to detail."
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Sasha Thadani
"Ruma and her team made sure all of my questions were answered & that I always understood what was going on in my transaction. She is very thorough and made me feel very comfortable through out the process. I will be using her for all of my real estate transactions moving forward!!."
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Vijay Maharaj
"Key Esquire went above and beyond to help us close on our home. Ruma's team is responsive, knowledgeable, and compassionate to their clients concerns. I fully recommend this team to serve you on all real estate transactions."
Need Guidance? Give Us a Call 732-292-5662
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